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Data Science Expert

Home Credit

Maintenance and development of Underwriting strategies:

  • Statistical modelling for Strategical setup of UW with major business impact
  • Flawless analysis and implementation of complex underwriting workflows
  • Optimization of Underwriting process in terms of approval rates, risk, products and time to yes regarding risk and business needs

Infrastructure development:

  • Develop technical solutions in Python, SQL packages and datawarehouse structures to accommodate new business requirements
  • Make advanced models for data-driven decisions, analyse data from multiple angles from multiple sources, exam existing business status, look for trends that highlight problems or opportunities, predictions and identify risks
  • Optimization of runtime of key process in UW and limit generation processes

Projects:

  • ML projects for strategical purpose of UW
  • New data sources modeling – creation of new models of new Big Data
  • Data Mining, Feature Engineering, Unsupervised Learning
  • Analyzing and proposal of risk processes taking in account needs of business
  • Proposing end to end risk solution with deep analytical support
  • Leading implementation of risk projects

Team management

  • Sharing knowledge with junior positions in team
  • Managing work of junior position in team

JOB REQUIREMENTS

Language:

  • Proficiency in English
  • Ability to formulate, explain and discuss topics connected to business area

Experience:

  • University degree from quantitative discipline, preferably from statistics, mathematics, economy
  • Strong Python, SQL, Excel
  • Experience with statistical software (Python, SAS, SPSS, Matlab, R, …) , analysis and modelling
  • Risk background

BENEFITS
  • 13th Salary Fixed and KPI Bonus
  • 24/7 Accidental Insurance
  • 100% Social Insurance Pay
  • Meal Allowance
  • Yearly Medical Checkup
  • 15 Annual Leaves
  • Professional and Transparent Working Environment.
  • Apply Latest Financial Technology in the World
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